Agreement to Terms
This website is operated by Hudson Valley Credit Union. Throughout the site, the terms "we", "us", and "our" refer to the institution. By visiting our site or engaging with any portion of the hvfcu online banking infrastructure, you agree to be bound by the following terms and conditions, including those additional terms and policies referenced herein or available by hyperlink.
These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, members, or contributors of content. It is essential that you read these terms carefully before accessing or using our services. If you do not agree to all the terms and conditions of this agreement, you may not access the website or use any services.
Online Banking and Account Security
When you access your account via hvfcu login or utilize the hudson valley credit union online banking portal, you are responsible for maintaining the confidentiality of your credentials. Hudson Valley Credit Union utilizes advanced encryption protocols; however, the security of your account also depends on your vigilance.
You agree to notify us immediately of any unauthorized use of your hvcu sign in information or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with this security obligation. Accessing the hvcu online login area using third-party software or un-vetted automated tools is strictly prohibited and may result in immediate suspension of digital access.
Electronic Communications
By using the hvfcu online banking sign in, you consent to receive electronic communications from us. These communications may include notices about your account and information concerning or related to our service. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements.
Proprietary Rights and Usage
All content included on this site, such as text, graphics, logos, images, and data compilations, is the property of Hudson Valley Credit Union or its content suppliers and is protected by United States and international copyright laws. The hudson valley federal credit union brand and its associated marks may not be used in connection with any product or service that is not ours.
You may print or download portions of material from the different areas of the site solely for your own non-commercial use, provided that you agree not to change or delete any copyright or proprietary notices from the materials. Any other use, including the reproduction, distribution, or transmission of the content of this site, is strictly prohibited unless authorized by Hudson Valley Credit Union in writing.
Disclaimer of Liability
The information provided on this website is for informational purposes only and does not constitute financial, legal, or professional advice. While we strive for accuracy, Hudson Valley Credit Union does not warrant that the content is accurate, complete, or current.
In no event shall Hudson Valley Credit Union be liable for any direct, indirect, special, punitive, incidental, or consequential damages resulting from the use or inability to use the site or the performances of the services, even if we have been advised of the possibility of such damages. This applies to all interfaces including hvfcu login to my account and mobile application access.
Governing Law
These Terms of Service and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the State of Washington, USA, without regard to conflicts of law principles. Any dispute arising out of or related to these terms shall be resolved exclusively in the state or federal courts located in King County, Washington.
We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.